Based in Málaga, offices in Marbella

People at a meeting table with a laptop, a calculator and printed charts, seen from above

Accounting services on the Costa del Sol

Bookkeeping, annual accounts and financial analysis for individuals and companies, from a team of accountants and economists based in Málaga with offices in Marbella.

Accounting

Managing finances in Spain can be complex, especially for newcomers and foreign investors. At MMR Consultant we provide accounting services on the Costa del Sol that help individuals and companies keep their accounts in order, remain compliant and grow sustainably. Our team of accountants and economists is based in Málaga, with offices in Marbella, and gives you reliable, strategic support tailored to your needs.

Contact us today to benefit from professional accounting services that give you clarity and confidence.

What our accounting service covers

Our accounting team does not simply process numbers. We analyse your company's financial health, assess opportunities and propose solutions. The service includes:

  • Bookkeeping and accounting management

    For individuals and companies.

  • Financial statements and balance sheets

    Prepared for each year end.

  • Business plans and feasibility studies

    Including market research, SWOT analysis, pricing, competition and cash-flow projections.

  • Evaluation of investments and projects

    Including mergers, acquisitions, dissolutions and reorganisations.

  • Advice on financial resources

    To help you choose and secure the right funding.

  • Ongoing reporting and compliance

    With Spanish and EU rules.

By combining technical expertise with local insight, we make sure you meet all legal requirements while maximising profitability.

Sheets of paper fanned out on a desk with paper clips, a pen and a pencil
Two colleagues working together at a desktop computer in an office, in black and white

Who it is for

Our accounting services are particularly useful for new business owners and international investors who face cultural differences, language barriers and unfamiliar administrative procedures. Our role is to simplify these challenges and make your start in the Spanish business environment as smooth as possible.

Established companies use us for the analysis behind the figures, and many of our clients see us as both their legal and their economic partner on the Costa del Sol.

What keeping accounts in Spain involves

Spanish commercial law requires every business to keep orderly accounts suited to its activity, with a chronological record of all transactions and periodic balance sheets and inventories. The books include an inventory and annual accounts book and a journal (Commercial Code, article 25). Books, correspondence and supporting documents must be kept in order for six years from the last entry (article 30).

Limited companies also follow a fixed annual cycle under the Spanish Companies Act:

  1. Within 3 months of the year end

    The directors prepare the annual accounts

    Article 253

  2. Within the first 6 months of the year

    The general meeting approves them

    Article 164

  3. Within 1 month of approval

    The accounts are filed with the Commercial Registry

    Article 279

We plan the year with you so that the books, the annual accounts and the tax returns that depend on them are ready on time.

Business plans for new projects

If you have a business idea, we can help you turn it into a sustainable project. Our accounting services combine feasibility studies with financial analysis, so you have a full picture before you make important decisions. A typical viability plan covers:

  1. Background and objectives of the project

  2. Information about the promoters

  3. Market analysis

    Customers, pricing, competition and distribution.

  4. Financial analysis

    Investment needs, funding, ratios, cash flow, break-even point and payback period.

  5. Conclusions

    With recommendations and a tailored strategy.

This method provides not only technical precision, but also practical guidance on how to move forward successfully.

Reception area with two blue sofas, a glass coffee table and desks with computer screens, in the office photograph published on MMR Consultant's website

Meet us in Marbella

At MMR Consultant we believe that accounting is not just about compliance, but about building strong, resilient businesses. Whether you need simple bookkeeping, complex project analysis or continuous financial guidance, we are here to help.

If you prefer to sit down with us in person, our office is at C/ Pedraza 12 in Marbella. See accountant in Marbella for what we offer locally, or contact us to arrange a meeting.

Frequently asked questions

Do you need an economist, a tax advisor or an accountant in Spain?

It depends on the job. Keeping the books and preparing the annual accounts is accounting work, tax returns and tax planning are tax work, and business plans or investment evaluations need financial analysis. At MMR Consultant our accountants and economists cover all three in one office, so you do not have to split your paperwork between several advisers.

When does a Spanish limited company have to file its annual accounts?

The directors prepare the annual accounts within three months of the financial year end, the general meeting approves them within the first six months of the year, and the accounts are filed with the Commercial Registry within one month of approval (Spanish Companies Act, articles 253, 164 and 279). For a company whose year ends on 31 December, that usually means approval by the end of June and filing in July.

A three-step approach to every case

We make complex issues simple.

  1. Tell us about your situation

    We listen and identify the areas where we can support you.

  2. A personal, expert analysis

    Our team looks at every angle to find the most effective solution.

  3. We carry it out

    We put the plan in place so you can focus on what matters most.

Why MMR Consultant

  • Professional team

    Our team is properly prepared to solve each of the individual problems that our clients may have.

  • Services for foreigners

    We have workers who speak several languages including English and Spanish.

  • Personalized service

    Only one person to take care of your particular situation.

Let us work for your peace of mind

You are only one step away from solving the concerns you worry about. Tell us about your case today and take the first step towards legal and financial confidence in Spain.

Registered economist

Mario Martínez Ramos

Membership no. 661, practising

Colegio de Economistas de Málaga

Check the public register (opens the Colegio website in a new tab)